Despite my earlier post, I will acknowledge that some form of insurance is appropriate. Our state covers us against injury during school ball, and our association cover us against injury during summer ball.
But outside of injuries, the main need for insurance isn't for liability, it's for getting sued. I carry insurance that basically covers me against scum-sucking, bottom-dwelling, truth-bending, decency-debasing, venom-spewing, ******* barristers.
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GB
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