Refs are often taught to gauge block/charge by the shoulder of the dribbler, and the torso of the guard. If it's the shoulder of the dribbler into the torso of the guard, that's almost certainly a PC. Not quite 100%, but your description of what happened sounds like PC to me.
If the palm is skyward, that's the OMIGOD call that must be made anytime anywhere, regardless if the score, the time or who it is. The borderline carry is when the palm is facing sideways, and the ball comes to rest momentarily as the dribbler is trying to decide whcih direction to go next.
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