I don't know how you would get a technical foul for too many quarters. That is usually a state or local rule. I'd be concerned about the team forfeiting the game later if the league or state had a rule about quarters. I don't think it is the game officials' jurisdiction to penalize such, unless you can find it in the rule book for me. I'd tell the coach to use 4 or use another sub and the consequent penalty.
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