Let’s say that the home player’s extremely long and sharp brightly painted fake fingernails (I’ve observed longer but I have never observed sharper, like daggers) had failed to be observed in the pregame layup lines by my umpire partner (as did happen) and another player got their eye badly scratched in the game.
Could my umpire partner be held civilly liable for negligence?
Could I, as the referee (the guy in charge of safety), be held civilly liable for negligence?
Once I stopped the game and broached the issue with the player and the coach, if I had allowed the coach to talk me out of sitting her, could I have been held civilly liable for gross negligence if another player got their eye badly scratched in the game?
Would my IAABO liability insurance cover me for negligence or gross negligence?
My house and car are both fully paid for and I would hate to lose them.
