Since you say that you get lost in the wording of the rule, I won't try to quote the rule. But the basic idea is that if the screener is moving when contact is made, or if contact is made outside of the screener's vertical plane, then it's a foul on the screener.
It gets much more detailed than that, but that's the Cliff Notes, more or less. Hope it helps.
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Any NCAA rules and interpretations in this post are relevant for men's games only!
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