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Wouldn't being a member of NASO take care of an official's insurance needs, particularly if he/she calls in different sanctions? I'm guessing that this so-called National Federation of Officials Association insurance plan only covers NFHS officials. But if you also call ball with USSSA, Babe Ruth, American Legion, USA Baseball, etc., etc., why not have an all-encompassing insurance coverage?
Yes, I do realize PIAA is NFHS only, and if that's the only organization where you officiate, then perhaps NFOA is adequate. But you may want to check on what being a member of NASO provides.
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"Let's face it. Umpiring is not an easy or happy way to make a living. In the abuse they suffer, and the pay they get for it, you see an imbalance that can only be explained by their need to stay close to a game they can't resist." -- Bob Uecker
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