[Mark T. DeNucci, Sr.]

Originally Posted by Rich Ives

If you have insurance the insurance company pays the lawyers. If they don't you have the wrong insurance company.

I agree with you, but the insurance company is obligated to defend you as long as you followed the rules.

EXAMPLE: NFHS Baseball Rules state that F2 must wear a HSM but neither team has a HSM for their F2s to wear and the HCs further state that the umpires at their previous games said it was okay for their F2s to wear a batting helmet without earflaps with a mask. The HP (the UIC for the game) agrees (over the objections of his BU) to allow the F2s to wear such a combination because he does not want to be thought of as an OOO. During the game the Batter, on his follow through, strikes the F2's ear with the end of his bat. F2 suffers irreversible brain damage. Both umpires are sued by F2's parents. 1) The umpires' liability insurance is null and void because they knowingly did not enforce a safety rule. 2) The BU is equally guilty of negligence as the PU because he continued to umpire the game rather than leave the field immediately.

MTD, Sr.