Sharpshooternes wroteI also have automatic coverage for the entire year by paying our assosiation dues. It is pretty good ccoverage.
Same deal with me, coverage through association...In order to have coverage you have to be a "Qualified" official which in these parts requires taking 2 exams and attending x amount of class room instruction.
Reality is if something big goes down, it will be the schools who get slapped with a lawsuit because they have deep pockets. However, they can drag an official into the mess as well..so good to have liability coverage:cool: