Info on Refpay and 3-person JV crews

[mtn335]

Around here, we get paid once or twice a season instead of after games, and we get paid by associations or leagues rather than schools, so RefPay vs check vs direct deposit (one of our groups) makes little difference to me.

My biggest concern about RefPay is that I've heard Arbiter stores passwords in plaintext. That seems like a scary thing when related to anything to do with banking or money.