Umpire INsurance?
So someone asked me "do you have insurance" and i said i was covered in case of injury, but they said "what about liability in case you get sued?"
What? Umpires can be sued for something happening at a game? How so? Any of you known anyone or have a story about this? I am primarily little league and jr HIgh, but perhaps this happens more in collegiate? |
If you belong to NASO or ABUA you are covered (in a general sense -- read the policy / websites for details).
And, I would guess it would be more likely to be needed at the youth or rec level than in HS or College. |
Anybody can be sued for anything... the suit might get dismissed as soon as it gets in front of a judge, but that's still gonna cost you time and money.
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And if you belong to a State HS association, they might also have a policy that covers you. The NFHS also has a policy if you are a member there (likely through the State Assoc).
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Insurance - National Association of Sports Officials
I joined NASO decades ago, primarily for the insurance coverage. It's top-notch, and part of the cost of doing business as an umpire. Well worth the investment - and hopefully you'll never have to use it! JJ |
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