[AtlUmpSteve]

I have had reasonably good experiences with Refpay.

I don't choose to pay that way; not because of the 3-4 day time lag (which I see as similar to printing checks, mailing them, and the recipients depositing), but because I want a payroll system I can manipulate prior to 1099's. My call.

The other issue relates to my payees. The system allows one free transfer per month; I absorbed a group used to pay every two weeks. I do payroll twice a month, and that would initiate a fee that my umpires would have to pay for the 2nd each month.

The flip is I have a few NCAA groups that pay that way. Instead of a direct deposit, I treat it like Paypal, as I know the money is good. I can make one free transfer a month, which works for me. If I want more than that, I pay; but my decision.

Overall, I find it better than waiting for each coordinator to write, and then mail a check. Already at the whim of someone; I know the money is good when it appears. Better than most.